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Prescription Drug Coverage |
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Once again, Churchwide Healthcare has partnered with Medco to provide optional prescription benefits coverage. Medco is a leading pharmacy benefit manager (PBM) helping customers to moderate the cost and enhance the quality of their prescription drug benefits. With almost 60,000 retail pharmacies in Medco's network, comprehensive prescription service is close at hand anywhere in the nation. Plus, industry-leading mail order pharmacies provide a reliable, convenient alternative, which may be less expensive for obtaining your long-term medications, including in many cases, the ability to receive up to 90 days of medication with each prescription. J.D. Power and Associates, an independent research organization, ranked Medco highest in overall customer satisfaction (pharmacy benefits and services) an unprecedented four times in a row.
Medco helps to ensure you get the right drug, in the right dosage, at the right time. They have a comprehensive program available to review your prescriptions for drug interactions and safety, with innovative safety protocols especially for children and seniors. And, their interactive voice response system, "first-call resolution" customer service policy, award-winning member Web site, and around-the-clock pharmacist availability all help you get the service you deserve. When you choose Churchwide Healthcare's Prescription Benefit coverage, you'll have access to the largest and most experienced online pharmacy in the industry. Millions of people use the www.medco.com Web site to save time, order and manage their prescriptions, research health information, and identify savings opportunities. It's easy to get started and completely secure.
Rx Forms
Rx Mail Order Form
2009 PRESCRIPTION DRUG BENEFIT
For the 2009 benefit year, there are three plan disign chnages which affect the Health Choice 500 and Health Choice 100 plans.
Acupuncture will now be covered as part of Physical Therapy.
The lifetime maximum benefit will now be as follows: $1,000,000 to $2,000,000.
Pharmaceutical benefits will now be as follows:
Annual Deductible:
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Individual $50 Retail |
Family $100 Mail Order | |
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Generics Formulary Non-formulary |
$10 co-pay 20% (Min $60 - Max $180) 50% (Min $100 - Max $300) |
$20 co-pay 20% (Min $60 - Max $180 50% (Min $100 - Max $300 |
Pre-existing condition restrictions for new applicants without proof of credible coverage.
If you participate in the HSA Choice 2500 plan and have a Health Savings Account, you need to be aware of the 2009 Maximum Contribution Levels.
The 2009 contribution levels are as follows:
- The maximum annual HSA contribution for an eligible individual with self-only coverage is $3,000.
- For family coverage, the maximum annual HSA contribution is $5,950.
- Catch-up contribution for individuals who are age 55 or older is increased by statue to $1,000 for 2009 and all years going forward.